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Retail Property Loans

Retail Property Loans are a specialty for K2 Commercial Finance.

Retail buildings are designed for retail sales and display and usually have display or decorative fronts. This retail classification encompasses a wide variety of uses including, but not limited to: Grocery Anchored Retail Malls, Unanchored Strip Malls, Convenience Stores, Drugstores, Big Box Retailers, Barber Shops, Laundromats, etc.

K2 Commercial Finance will work with you to create the strongest possible loan package for the purchase or refinance of a retail property. As part of our underwriting process, we consider Market and Location considerations as well as the Property Conditions and Characteristics of the self storage property.

Market and Location Underwriting Considerations include:

  • "Safe" neighborhood near residential areas with high density
  • Adequate community services such as fire and police
  • Good visual exposure from adjacent streets and/or major freeways and highways.

Property Conditions and Characteristics Underwriting Considerations include:

  • Should have configuration for truck ingress, egress, accessibility and minimizing traffic flow congestion.
  • Store frontage, depth and overall size should be appropriate for the market.
  • Minimum parking ratio of 4.0 spaces per 1000 Net Rental Area. Higher parking ratios may be required for tenants with higher parking demands such as restaurants, theaters and grocery.

When you have a requirement for retail property loans, make sure to work with a Commercial Mortgage Planning Specialist that understands this particular market niche. The difference between a good loan and the BEST possible loan could mean tens of thousands of income to you over the years! 

Click here to inquire about Retail Property Loans 

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