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Stated Income Program Details

The Stated Income Program works for virtually all types of income producing commercial properties.

  • No income verification.
  • No up front costs or fees!
  • Loan Amounts from $125,000 to $1,000,000
  • The higher your credit, the lower your rate.
  • Minimum qualifying credit score is 575.
  • Loan to Value up to 85%.
  • Cumulative LTV up to 90%. (Borrower must have 10% cash in the transaction. Seller can hold a second.) 
  • 15 year fixed rate program available.
  • 6 month ARM can bring payment even lower!

Click here for a list of approved property types!

The Stated Income Loan for Small Commercial Properties has a streamlined application process. You will receive an initial approval (or denial) with a rate and term quotation within 72 hours of submitting an application.

If approved, you will need to obtain a commercial real estate appraisal from a lender approved company. Dry closings within 2 weeks with funds in 48 hours!

Call 215-230-1885 to speak directly with Ken Kaplan. He will get your commercial mortgage funded fast! 

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